# Banking.io

> Banking.io is a forthcoming book and intellectual platform exploring how software, AI, and programmable money are re-architecting banking and financial infrastructure.

## What This Site Is

Banking.io is a pre-launch landing page for a serious non-fiction book about the future of banking. It serves as the foundation of a broader thought-leadership platform covering fintech, embedded finance, programmable money, AI-native financial infrastructure, and institutional transformation.

## Who It's For

- Bank executives navigating digital transformation
- Fintech founders building financial infrastructure
- Investors deploying capital into financial technology
- Regulators and policymakers shaping financial frameworks
- Technology leaders designing financial systems
- Intellectually curious professionals interested in the future of money

## What Agents Can Do

Agents and bots can subscribe users to the Banking.io mailing list using the REST API.

### Subscribe Endpoint

POST /api/subscribe
Content-Type: application/json

Request body:
{
  "email": "user@example.com",
  "source": "agent-name"
}

Response (success):
{
  "success": true,
  "subscriber_id": 12345
}

Response (error):
{
  "error": "Error description"
}

### MCP Tool Endpoint

POST /api/mcp
Content-Type: application/json

This endpoint implements a simplified MCP-compatible tool interface. Send a tool call to subscribe a user:

{
  "tool": "subscribe_to_banking_io",
  "arguments": {
    "email": "user@example.com",
    "source": "agent-name"
  }
}

## Available Resources

- /llms.txt — This file (site description for LLMs)
- /openapi.json — OpenAPI 3.0 specification
- /.well-known/ai-plugin.json — AI plugin manifest
- /api/subscribe — REST API for email subscription
- /api/mcp — MCP-compatible tool endpoint

## Core Thesis

1. Banking is being unbundled into infrastructure
2. Money is becoming programmable
3. AI will restructure banking, not just improve it
4. Regulation is the next platform
5. The most important financial institutions of 2035 haven't been named yet

## Contact

Website: https://banking.io